Investing Abroad Shouldn’t Feel Likea Leap in the Dark

Every market looks like the right one when someone is selling it to you. We sit on your side of the table. We help private investors decide where to start, what to verify and when to walk away, across the Gulf, the Balkans, southern Europe and the UK.

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A conversation, not a sales call. No obligation.

17+
Years of Experience
5
Active Markets
0
Developer Commission

The honest starting point

We know why this feels hard

Most investors who call us are not short of opportunities. They are short of straight answers.

Where do I even start?

Too many markets, hundreds of projects, and every one marketed as the opportunity of the decade. The first task is not choosing a property. It is deciding what this investment is truly for.

We begin with your goal. Income, a base abroad, or diversification. Then we shortlist markets and properties against it, never against what someone needs to sell.

Who can I actually trust?

Most property advice abroad is paid for by the seller. Some intermediaries add 10 to 40% for helping foreign buyers. You already sense this. It is why you hesitate.

You pay us directly and we take nothing from developers or agents. Our only incentive is giving you advice you can act on.

What am I not being told?

Title history, liens, developer solvency, service charges, tax in two countries, currency swings. The expensive problems are the ones that never appear in the brochure.

We inspect in person and verify ownership at the land registry. Every cost and every risk is set out in writing before you commit a single pound.

Every review ends in one of three answers

You pay us. No developer, agent or seller does. That is what makes the third answer possible.

Proceed

Title verified at the registry, costs modelled through to the net, risks named and carryable. You buy knowing exactly what you are buying.

Proceed with conditions

The deal works, but only if something changes first. A price adjustment, a clause added, a document produced, or funds held in escrow until it is.

Walk away

The title, the developer or the arithmetic does not survive scrutiny. We say so in writing, we show you why, and our fee is the same.

The fee is agreed before the work starts and does not change with the answer. Nothing in how we are paid moves the report towards a purchase.

Every enquiry answered within 24 hours12 clients at a time

We hold the list at 12 so the first number stays true.

Who pays decides what you are told

Three ways to get advice on a property abroad. The difference is not effort or intent. It is where the money comes from.

Who pays decides what you are told
QuestionHorizon Holding LtdA developer's agentA buyer's agent on commission
Who pays themYou do, directly.The developer, out of the sale.You do, as a percentage of the price.
If you buy nothingThe fee is the same.They earn nothing.They earn nothing.
What you get shownWhatever answers your question, including nothing at all.That developer's stock.Property that pays a commission.
Title and ownershipVerified at the land registry before you commit.Presented as given in the sales pack.Usually passed to your lawyer after you offer.
What you get in writingProceed, proceed with conditions, or walk away.A brochure and a reservation form.A shortlist and a recommendation.
Fee known before work startsYes. A review starts from GBP 997.It sits inside the price you pay.A percentage, so it rises with the price.

Described as the three models generally work. Firms vary, and there are good people inside all three. The question worth asking any of them is simply who pays you, and what happens to your fee if I buy nothing.

Where we work

Every market does a different job

No market is simply 'the best'. Each does a different job in a portfolio, and each has a catch worth knowing before you commit.

Dubai & the UAE

Deep rental demand, no income tax on rent, and residency routes that can support a longer term base. The most liquid of our markets.

Worth knowing. Service charges and off plan developer risk can quietly erode a headline yield. The building matters more than the brochure.

Saudi Arabia

The newest market open to foreign buyers, with Vision 2030 spending behind it and rental demand in Riyadh running ahead of supply.

Worth knowing. The ownership law only took effect in January 2026 and the permitted zones are set centrally. The zone decides what you can buy, not the city.

Qatar

The lowest entry cost of any market we cover, near 3%, with freehold open to foreign buyers inside ten designated zones.

Worth knowing. Prices have been flat for most of a decade. Buy this one for the income and the entry cost, not for the growth.

Albania & the Balkans

Early stage growth, a rising tourism coastline and entry prices Western Europe has not seen in decades.

Worth knowing. Title history and permits decide everything here. The paperwork matters more than the view.

Greece

Athens carries some of the highest yields in the eurozone, and foreign buyers pay the same taxes as Greek nationals with no surcharge.

Worth knowing. The VAT suspension on new builds is temporary and renewed yearly. If it lapses, a new build costs 24% more.

Cyprus

An EU member with a legal system rooted in English common law, an English speaking professional class and transfer fees often halved on a resale.

Worth knowing. A new build carries 19% VAT and a resale does not. Which one you are buying moves the entry cost by more than ten points.

Portugal

A mature, stable market with strong long term demand, clear law and a well trodden path for foreign buyers.

Worth knowing. The saturated hotspots charge a premium. The entry price, not the postcode, decides your return.

Spain

The largest holiday rental market in Europe, year round demand in the right locations and strong resale liquidity.

Worth knowing. Regional rental licence rules differ and change. They define what you are truly allowed to earn.

United Kingdom

A familiar legal system, deep long term rental demand and pricing in a major global currency. The steady anchor in a portfolio.

Worth knowing. Stamp duty surcharges and tax on rental income arrive early for overseas buyers. The net figure decides, not the asking price.

Run your numbers before you commit

See the gap between the gross return in the pitch and the net return in real life, across property, hospitality, business setup and trade, in any of our markets.

Open the calculator

Your Investment Journey

A simple, transparent process designed to turn your property investment vision into reality

01

Discovery Call

We begin by understanding your investment goals, risk tolerance, and financial objectives through a personalized consultation.

Free consultation
Goal assessment
Market overview
02

Curated Opportunities

Receive handpicked investment opportunities that have been physically inspected and thoroughly researched by our team.

Property inspections
Due diligence reports
Risk analysis
03

Confident Investment

Make informed decisions backed by comprehensive analysis, ongoing support, and transparent guidance throughout the process.

Full documentation
Legal support
Ongoing care

How we help

Our Services

Three ways we help, depending on where you are

Package

Free Discovery Call

Ideal For

First time or early stage investors

Includes

A 30 minute conversation about your goal and the markets, with an honest view on whether now is your moment

Package

Due Diligence Report Pack

Ideal For

Investors comparing options

Includes

We verify the property, the developer, the title and the numbers. Then we tell you plainly whether we would proceed

Package

Premium Concierge Service

Ideal For

International or busy clients

Includes

For investors who want it handled. Inspections, vetting, legal process and support after the purchase, from beginning to end

Ready when you are

Get Your Due Diligence Report

Full verification of the property, the developer, the title and the numbers, delivered to you in writing. Prices start from £1,500 and depend on the market. The standard package is paid securely online.

Starting from£1,500

Secure checkout by Stripe. A confirmation follows by email.

Mazy Khan, Founder and Principal of Horizon Holding Ltd

Who you will speak to

Mazy Khan, Founder & Principal, Horizon Holding Ltd

From deputy headteacher to independent property investor

I started out as a deputy headteacher in the UK and bought my first investment property while still teaching. Over more than 17 years I have built and managed my own portfolio across the UK and Europe, and run businesses in catering, hospitality, and oils and resource products. I have sat on the buyer's side, the operator's side and the seller's side of a deal.

Horizon Holding exists because most property advice is paid for by the seller. Ours is not. You pay us, so the analysis answers to you. Today we advise clients in the Gulf, the Balkans, southern Europe and the United Kingdom.

Every recommendation comes with the numbers. Gross yield, service charges, vacancy risk, financing costs and a realistic view of the exit. If a deal does not hold up, I will tell you. Walking away is often the best investment decision.

Ready to take the next step? Contact me today for a free consultation and discover how we can help you invest confidently in Dubai's property market.

Before you call

Questions investors ask before they call

Straight answers, before you commit to anything.

Are you really independent, and how do you get paid?
You pay us directly for advice and due diligence. We take zero commission from developers or agents, so we have no reason to push any particular property. If the numbers do not work, we say so.
What does it cost?
The discovery call is free and carries no obligation. A due diligence review starts from £997. Concierge support for a full purchase is scoped and agreed before we start, with no hidden fees and no percentage of the deal.
What budget do I need?
It depends on the market. Dubai entry level starts around AED 500,000. The Balkans can be meaningfully less, while Portugal, Spain and the UK sit in between depending on the region. The right question is never the minimum. It is whether the yield still works after all the costs at your budget.
What returns are realistic?
Many areas of Dubai deliver 6 to 8% gross rental yields before service charges, vacancy, management and financing costs. Net returns are lower and depend on the specific building and purchase price. We model both before you commit.
Can I buy without travelling there?
Yes. In every market we work in, we inspect the property in person, verify ownership at the local land registry and coordinate the legal steps. Many clients complete their purchase remotely from the UK or Europe.
Will buying property get me a Golden Visa?
Property ownership may support eligibility for UAE residency, subject to official criteria and authority review. It is never automatic. The two year property linked route and the ten year Golden Visa have different requirements.Exploring UAE residency? Read our Golden Visa guide
How long does the process take?
Typically 4 to 12 weeks from your brief to completed transfer, depending on the property, financing and documentation. Off plan purchases follow the developer's payment and handover timeline.
What happens if you find problems with a property I like?
We tell you, in writing, and usually advise you not to buy. Clients have been talked out of deals that looked good on paper. That is exactly what you pay an independent advisor for.

From the field

We took investors to Dubai and did the due diligence together

At our Dubai Due Diligence Retreat, investors walked real buildings with us, sat with the actual title documents, questioned developers face to face, and learned to read a deal the way we do. Costs, risks and all.

This is how we work everywhere. The same walkthroughs happen in every market we cover. On the ground, in person, with nothing taken on faith.

See what happened at the retreat
Attendee of the Horizon Dubai due diligence retreatAttendee of the Horizon Dubai due diligence retreatMazy Khan, founder of Horizon Holding LtdMazy Khan at the Horizon Dubai retreat

Start Your Investment Journey

Get in touch for a free consultation. Let's discuss how we can help you achieve your investment goals.

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Location
Dubai, UAE and London, UK

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